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The Importance of Your Credit Score – What it Is, and What You Can Do to...
Having a strong credit history and score is critical in this buying market, especially since the banks are getting stricter with their lending requirements and the scores that are acceptable. Many...
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Summary of FEDERAL and CALIFORNIA Tax Credits
Time is running out to get in on the Federal tax credits. But if you are able to put a California home under contract BY APRIL 30, 2010 and CLOSE after MAY 1, you could get both the Federal and...
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Do You Have Proof of Funds?
Proof of funds (POF) can be an important component of your offer. If you are a buyer with a down payment, it may be in your best interest to submit an offer with proof of funds. While this may only be...
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The Obvious, and Hidden, Costs of Buying a Home
No doubt buying a home these days is expensive. Particularly in some parts of the country such as Southern California. Many of the costs are obvious, but some are expenses buyers don’t necessarily...
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How to Protect Your Home From Fires
Someone kindly sent along a link to a really useful article about protecting your home from fires. So I thought I would, and should, share it. There are links to 10 different GUIDES, some interactive,...
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What You Should Know about Buyer’s Closing Costs
This article is specifically written for buyers in California where we use escrow companies, as opposed to attorneys, to complete the transaction. But lots of this information may still apply, and...
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Are You Really Ready to Buy a Home?
Are you really ready to buy a home? Here's how to find out
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Down Payment Assistance Programs in San Diego
First time home buyers can no longer take advantage of the Federal First Time Home Buyer Tax Credit, but if you are in California you CAN take advantage of the first time home buyer tax credit of up to...
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Want to Become a Prepared Buyer? Here’s How
If you want to be a prepared buyer…and who doesn’t…check out this recent article on my NEW First Time Buyer Central Blog (new look, new location) What Does a Prepared Buyer Look Like?
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